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    The Simple Reader’S Guide to Understanding the Affordable Care Act (Aca) Health Care Reform
    The Simple Reader’S Guide to Understanding the Affordable Care Act (Aca) Health Care Reform
    The Simple Reader’S Guide to Understanding the Affordable Care Act (Aca) Health Care Reform
    Ebook107 pages58 minutes

    The Simple Reader’S Guide to Understanding the Affordable Care Act (Aca) Health Care Reform

    By Denecia A. Jones

    ()

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    About this ebook

    The Simple Readers Guide to Understanding the Affordable Care Act (ACA) Health Care Reform seeks to help you understand:

    What is health care reform?
    Why is the Affordable Care Act (ACA) Health Care Reform here?
    What is the ACA, a.k.a Obama Care?
    What are things you must know about ACA?
    How will ACA affect your individual, family and group health insurance plans?
    How can you purchase health insurance after 2013?
    How does a small or large business become and remain compliant?
    What is happening to the US health care system?
    How will the reform affect hospitals, physicians, and patient care?
    What are the overall benefits and challenges of ACA?


    By writing The Simple Readers Guide to Understanding the Affordable Care Act (ACA) Health Care Reform, Denecia Jones has provided a tremendous public service to the millions of Americans whose lives are profoundly affected by the Affordable Care Act. Knowledge is power, and Ms. Jones is certainly providing power to the people.
    Wallace Ford, JD, professor in the School of Public Administration, Metropolitan College of New York

    LanguageEnglish
    PublisherAbbott Press
    Release dateSep 3, 2013
    ISBN9781458210845
    The Simple Reader’S Guide to Understanding the Affordable Care Act (Aca) Health Care Reform
    Author

    Denecia A. Jones

    Denecia Jones is a health insurance expert; she has owned and managed an insurance consultancy firm for the last ten years. When the debates in Congress began in 2009 over what would become the Affordable Care Act (ACA), Ms. Jones met with elected officials and their staffs to help shape portions of the law impacting her clients. Based on those experiences and managing her portfolio as the ACA comes into effect, she has created a simple to follow guide for readers to understand the ACA health care reform piece by piece.

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      Book preview

      The Simple Reader’S Guide to Understanding the Affordable Care Act (Aca) Health Care Reform - Denecia A. Jones

      Copyright © 2014 Denecia A. Jones.

      All rights reserved. No part of this book may be used or reproduced by any means, graphic, electronic, or mechanical, including photocopying, recording, taping or by any information storage retrieval system without the written permission of the publisher except in the case of brief quotations embodied in critical articles and reviews.

      Abbott Press books may be ordered through booksellers or by contacting:

      Abbott Press

      1663 Liberty Drive

      Bloomington, IN 47403

      www.abbottpress.com

      Phone: 1-866-697-5310

      Because of the dynamic nature of the Internet, any web addresses or links contained in this book may have changed since publication and may no longer be valid. The views expressed in this work are solely those of the author and do not necessarily reflect the views of the publisher, and the publisher hereby disclaims any responsibility for them.

      Any people depicted in stock imagery provided by Thinkstock are models, and such images are being used for illustrative purposes only.

      Certain stock imagery © Thinkstock.

      ISBN: 978-1-4582-1082-1 (sc)

      ISBN: 978-1-4582-1083-8 (hc)

      ISBN: 978-1-4582-1084-5 (e)

      Library of Congress Control Number: 2013914847

      Abbott Press rev. date: 02/26/2014

      Table of Contents

      About the Author

      Purpose

      Mission Statement:

      Dear Readers,

      History of U.S Health Care Reform

      Health Maintenance Organization (HMO) Act of 1973

      Consolidated Omnibus Budget Reconciliation Act (COBRA)

      Children’s Health Insurance Program (CHIP)

      Medicare Modernization Act (MMA)

      Affordable Care Act

      Why was the ACA created?

      Health Care System Past and Present

      Physicians and Hospitals

      Concierge Medicine

      Physicians’ View Point

      Medical Trends

      Bi-Socialized Medicine

      Agents and Navigators

      What Will Happen to Our Health Care System?

      ACA Affordable Health Care?

      Individual and Family Plans under ACA

      Grandfathered and Non-Grandfathered Plans

      Guaranteed Issuance

      Balance of Cost and Patient Care

      Senior Citizens

      Accountable Care Organizations (ACO)

      Businesses and ACA

      ACA Health Reform Time Line

      ACA Benefits

      ACA Challenges

      Hospitals and Physician Changes

      Tax Changes

      Business must haves for ACA Compliance

      Simplifying ACA regulations for employers with more than 50 FTEs

      References

      About the Author

      Denecia A. Jones

      CEO and Founder

      D. A. Jones Insurance Services, Inc.

      Denecia A. Jones is known by peers and clients alike for her integrity, responsiveness, and comprehensive insurance expertise. Ms. Jones consistently focuses on developing long-term client relationships while remaining current with developments in the rapidly evolving insurance industry.

      Health insurance reform is currently at a critical crossroads, and Ms. Jones is committed to ensuring that her clients receive the best information possible in order to make educated decisions.

      She is well-prepared to help her clients face the many challenges that are sure to arise in the future. Born and raised in Los Angeles, Ms. Jones earned her Bachelor of Science degree in business administration from the University of Phoenix, and her Master of Science degree in business management from Pepperdine University.

      Ms. Jones founded D. A. Jones Insurance Services in 2004, where she assists business owners with employer and employee insurance benefits, such as group health insurance plans. Her firm also aids with implementing business protection plans, as well as reducing overhead costs.

      Ms. Jones is a certified estate planner, and her company is certified as a Woman and Minority Owned Business Enterprise by the state of California. In addition, she is an active member of the National Association of Insurance and Financial Advisors (NAIFA) and the National Association of Health Underwriters (NAHU). Ms. Jones actively gives back to the community, serving numerous non-profit organizations, including the AIDS Walk of Los Angeles; the Salvation Army of Southern California; the American Cancer Society; Rotary International; the National Multiple Sclerosis Society; Aids for AIDS, Nevada; Walk with Sally; and the Blind Children’s Center of Los Angeles. In her spare time she enjoys yoga, hiking and traveling the world.

      Ms. Jones’ greatest concern at this time is ensuring that her clients’ voices are heard regarding the current health care reform process. She recently served as an insurance advisor for government representatives in Washington D.C. during a meeting which ultimately had an enormous impact on the Affordable Care Act (ACA) Health Care Reform law. As an independent insurer and trusted advisor, Ms. Jones is proud to assist employers with issues related to the ACA prior to its full implementation in 2018.

      Denecia A. Jones can be contacted by phone at 877-539-7701 or by email at denecia@dajonesinsurance.org. She can also be contacted on Linked in at http://www.linkedin.com/in/djsworld. Ms. Jones is available for speaking engagements.

      Purpose

      As a risk manager and client advocate, I love to educate and advise clients in order to help them select and implement programs that best suit their needs. For that reason, my goal in writing this book is to help others navigate America’s new health care system. The issue of health insurance is a personal one for me. When I was 17 years old, my father died of pancreatic cancer. Fortunately, my mom and dad had

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