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    How Students Save Over $10,000 A Year
    How Students Save Over $10,000 A Year
    How Students Save Over $10,000 A Year
    Ebook52 pages31 minutes

    How Students Save Over $10,000 A Year

    By Emo Ikede

    ()

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    About this ebook

    Are you a student or parent looking for ways to reduce College or University expenses?

    Imagine graduating with less debt than you thought possible and the joy of not having to stress over paying back a huge student loan.

    This book shows you how to examine expenses you will face as a student and effectively reduce each one. It also gives you the awareness, tool and focus to make the right decisions that would ultimately help you save money while in school, and in the future, after you graduate.

    In this book, you'll learn:
    * 20+ areas you can easily cut costs.
    * Often over-looked areas for quick savings.
    * How to create and use a budget.
    * How to get the best value based on “total cost of ownership”.
    * How to get information about discounts.
    * Alternatives and options that cost less.
    * And much more!

    Download “HOW STUDENTS SAVE OVER $10,000 A YEAR” to get straightforward information on what you need to know and do to save money.

    Get the book today and learn to spend a lot less while going to school.

    The author Emo Ikede is frequently invited to High-Schools, Colleges and Universities to give presentations and workshops to help students manage their finances. On a personal level, Emo used many of the ideas in this book while studying for his B.Sc. and MBA and was able to graduate debt free.

    He also uses his company EjiTech Group as a platform to pursue his passion of teaching people how to save money and spend wisely.

    LanguageEnglish
    PublisherEmo Ikede
    Release dateSep 7, 2015
    ISBN9780994880321
    How Students Save Over $10,000 A Year
    Author

    Emo Ikede

    Emamoke (Emo) Ikede’s passion is teaching people how to quickly become debt free by reducing their monthly expenses. By reputation, he is frequently invited to speak to various business, community and school groups on this topic.In 2014, he started the "MoneyWorld" conference as collaboration between industry experts to teach people how to manage their money. He is an MBA graduate, founder of EjiTech Group, and author of a 'How to Save Money' blog (www.ejitech.com/howtosavemoney).He enjoys spending time with his lovely wife and daughter and looks forward to family vacations and road trips.You can contact him at www.ejitech.com

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      Book preview

      How Students Save Over $10,000 A Year - Emo Ikede

      HOW STUDENTS SAVE OVER $10,000 A YEAR.

      Effective Ways to Spend Less Money While going to School.

      Emo Ikede MBA, B.Sc.

      Copyright © 2015 by Emamoke Ikede

      All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other non-commercial uses permitted by copyright law.

      ISBN: 978-0-9948803-2-1

      Cover design: Brenda_art177

      Editing: Joy Ikede, Lora Archer, Basil Ikede.

      Disclaimer:

      Although the author has made every effort to ensure that the information in this book was correct at press time, the author does not assume and hereby disclaim any liability to any party for any loss, damage, or disruption caused by errors or omissions, whether such errors or omissions result from negligence, accident, or any other cause.

      Table of Contents

      Introduction

      Budgeting

      Accommodation

      Tuition

      Food

      Fun

      Transportation

      Communication

      Books

      Entertainment

      Employment

      Banking

      Credit Cards

      Student Discounts

      Shopping

      Total Cost of Ownership

      Scholarships

      Student Loans

      Health & Dental Insurance

      Sarah & Tom (Example)

      Checklist

      Seek Help

      Final Words

      Author

      INTRODUCTION

      I have seen many College and University graduates struggle to move ahead financially because they are burdened by debt they accumulated during their student years. I feel many of them would have had less debt if they had the right information to help them make better financial decisions. When one realises that most of us start building our credit history immediately after high school, it becomes increasingly important to make financial education a priority even before we start University or College.

      Every day, students make decisions that affect their financial well-being. Examples include deciding on where to buy textbooks, what and where to eat, mode of transportation, courses to take, accommodation etc. Sometimes students make these decisions without fully understanding how it may affect their financial well-being in the future.

      To address this, I wrote this book to provide students with information that would help them look at their income and expense, compare options, and then make choices that would save the most money. Costs like tuition are fixed, however there are many other areas where students can make smart choices that cost less, and still get good value for their money.

      This book gives student the awareness, tool and focus, for making the right decisions that would ultimately help in saving money during their time of studies, and in the future, after they graduate.

      Target Audience

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