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    Your Credit, Your Life: The Complete Guide on Credit Scores, Credit Reports, Credit Repair, How to Quickly Erase Bad Credit Records, & Legally Raise Your Credit Score to 750 or Above
    Your Credit, Your Life: The Complete Guide on Credit Scores, Credit Reports, Credit Repair, How to Quickly Erase Bad Credit Records, & Legally Raise Your Credit Score to 750 or Above
    Your Credit, Your Life: The Complete Guide on Credit Scores, Credit Reports, Credit Repair, How to Quickly Erase Bad Credit Records, & Legally Raise Your Credit Score to 750 or Above
    Ebook117 pages53 minutes

    Your Credit, Your Life: The Complete Guide on Credit Scores, Credit Reports, Credit Repair, How to Quickly Erase Bad Credit Records, & Legally Raise Your Credit Score to 750 or Above

    By Eddie D. Furguson

    5/5

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    About this ebook

    Do you or someone you know have bad credit or no credit at all? If so, pay close attention!

    And, if you really want to know the facts about credit, this book is definitely for YOU!

    This book covers everything there is to know about building a great credit score and it's understandable to the average person! In fact, some people have called it the "Credit Manual"!

    You'll uncover a wide array of tips, including how to repair your credit today! It even includes a sample letter that you can use to send to credit bureaus for disputing credit report errors and repairing your credit.

    It's like having your very own credit expert that you can reference and ask questions anytime you need to!

    Through this book, you are going to learn what you will need to know about how to get rid of your bad credit and raise your credit score to 750 or more.

    You will discover:

    - What Are FICO Scores?

    - How To Find Your Score?

    - How To Get Your Credit Report For Free?

    - What Is The Best Credit Score To Get Super Low Interest Loans?

    - How To Raise Up Your Credit Score To 750 And Above?

    - The Very First Thing To Take When Raising Your Credit Score

    - Ways To Start Establishing A Good Credit

    - How To Repair Your Bad Credit Score?

    - How To Read The Secret Codes On Your Credit Report

    - How to Dispute & Fix Errors on Your Credit Report

    - Definitions Of The Eight Types Of Public Records

    - Things Need To Observe When Applying For A Mortgage

    - The Ugly Truth About Credit Counselors And Debt Consolidators That They Wish You Never Find Out

    - How To Prevent Identity Theft And What To Do If Your Identity Is Stolen

    - How Does Bankruptcy Affect Your Credit

    - And Much More...

    LanguageEnglish
    PublisherLiving Plus Healthy Publishing
    Release dateMar 6, 2013
    ISBN9781301064816
    Your Credit, Your Life: The Complete Guide on Credit Scores, Credit Reports, Credit Repair, How to Quickly Erase Bad Credit Records, & Legally Raise Your Credit Score to 750 or Above

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    • 5/5
      Having a credit card debts can actually be a very bad experience. I didn’t get approved because of my debts, I mailed JEFFCLOUD about my credit issues. He help me raise my credit score to 820 excellent and cleared all negative items on my credit report and also added beautiful Tradelines with which I got a comfortable home for my family. His service is secured, fast with affordable price.
      Get more info via JEFFCLOUDCREDITSOLUTION@GMAIL.COM/ Text +1(740) 214-6282.

    Book preview

    Your Credit, Your Life - Eddie D. Furguson

    Your Credit, Your Life

    The Complete Guide on Credit Scores, Credit Reports, Credit Repair, How to Quickly Erase Bad Credit Records, & Legally Raise Your Credit Score to 750 or Above

    Eddie D. Furguson

    Copyright© 2013 by Eddie D. Furguson

    Smashwords Edition

    Your Credit, Your Life

    Copyright© 2013. All Rights Reserved.

    Warning: The unauthorized reproduction or distribution of this copyrighted work is illegal. No part of this book may be scanned, uploaded or distributed via internet or other means, electronic or print without the author’s permission. Criminal copyright infringement without monetary gain is investigated by the FBI and is punishable by up to 5 years in federal prison and a fine of $250,000. (http://www.fbi.gov/ipr/). Please purchase only authorized electronic or print editions and do not participate in or encourage the electronic piracy of copyrighted material.

    LEGAL NOTICE

    The Publisher has strived to be as accurate and complete as possible in the creation of this report, notwithstanding the fact that he does not warrant or represent at any time that the contents within are accurate due to the rapidly changing nature of the Internet.

    While all attempts have been made to verify information provided in this publication, the Publisher assumes no responsibility for errors, omissions, or contrary interpretation of the subject matter herein. Any perceived slights of specific persons, peoples, or organizations are unintentional.

    In practical advice books, like anything else in life, there are no guarantees of income made. Readers are cautioned to rely on their own judgment about their individual circumstances and act accordingly.

    This book is not intended for use as a source of legal, business, accounting or financial advice. All readers are advised to seek services of competent professionals in the legal, business, accounting, and finance fields.

    The information in this book is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. All content contained in this book is for general information purposes only. Always consult your healthcare provider before carrying on any health program

    Table of Contents

    Introduction

    Chapter 1: Understanding Credit & Your Credit Report

    Personal Information

    Summary

    Credit History & Debt

    Court Judgments & Public Records

    Credit Inquiries

    Your Credit Score

    Information Retained Time Schedule

    How do you get your credit report?

    Chapter 2: FICO Scores

    What Are FICO Scores?

    How do you get your FICO Scores?

    Chapter 3: How to Establish Good Credit

    Bank Accounts

    Bank Accounts & FICO Score

    Employment History

    Residence History

    Utilities

    Department Store Credit Card

    Secured Credit

    Chapter 4: How to Repair Bad Credit Yourself

    Step 1: Creating a Baseline Budget

    Step 2: Get Your Credit Reports

    Step 3: Fix Any Errors on Your Credit Report

    Step 4: Pay Off Outstanding Closed and/or Negative Debt

    Step 5: Other Considerations to Boost Your Credit

    When You’ve Paid off Your Balances

    Chapter 5: Credit Repair/Consolidation/Counseling Opportunities & Scams

    Credit Repair Scams

    Debt Consolidation

    Credit Counseling

    Chapter 6: Bankruptcy & How It Affects Your Credit

    Bankruptcy Defined

    Types of Bankruptcy

    Bankruptcy & Your Credit

    Life after Bankruptcy

    Chapter 7: Identity Theft & How It Affects Your Credit

    What to do if you believe you are an ID theft victim?

    Protecting Your Credit with Fraud Alerts

    Protecting Your Credit with Credit Freeze

    How to Prove That You Are an ID Theft Victim?

    Chapter 8: Some Important Do Not’s to Keep in Mind

    Conclusion

    Introduction

    Financial problems are something most of us will have to manage sooner or later in life. With the economic difficulties we are enduring as a nation presently means that for most us, sooner is now.

    Financial struggles and their resulting impact on person’s credit are quite regular topics of conversations whether you are personally involved in discussing such details yourself, or are overhearing others trying to brainstorm what to do next to recover from money problems.

    As our economy begins to recover and grow again, so will the financial health of American individuals begin to be able to turn the focus of finances on recovery instead of mere survival. But as more and more of us begin to turn that corner and have the luxury of having enough income to be able to spare energy and thought in direction of fixing the damage that has been done to our credit histories, it leaves the field wide open for scammers and unsavory individuals to attempt to take advantage of the situation.

    Once our finances have revived to the point of being able to be concerned with more than just having a roof over our heads and food in our cabinets, thoughts invariably turn to asking, what now?

    Financially you have bit the dust so to speak, and are picking yourself up trying to figure out how to dust off your credit and repair it to a point of being a tool for improving your life and reaching life goals instead of holding you back from accomplishing what you want to do with the rest of your life.

    The question now becomes…how?

    How can you repair your credit? How do you fix the damage that has been done by financial difficulties and move on? Is fixing your own credit something you consider to be impossible to do on your own?

    The reality is you can learn how to repair your own credit and safeguard your finances on your own without needing to pay someone else to do it for you. Actually, it is far better for both your present and your future if you learn how to take care of, maintain, and monitor your financial health status for yourself as no one will consider your finances to be more important than you will.

    So take that strong motivation inside of you that causes you

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