Femina

LESSONS IN THRIFT

With consumerism and overconsumption killing the planet and emptying our wallets, it’s about time we acknowledge that certain thrifty habits implemented by our folks in their day-to-day living, are just what we need to adopt now, to maximise our savings during the economic slowdown. So, next time think twice before discarding that garment which no longer serves your purpose since you could recycle it, or hold on to those glass bottles and containers which can be put to myriad uses in your household.

According to Satishwar Balakrishnan, Chief Financial Officer, Aegon Life Insurance Company, “When young people start earning, most of them spend their salaries on eating out, new clothes, and. Also, a portion of my monthly earnings is moved into funds for earmarked objectives (kids’ education/retirement/holiday plan). This kind of basic financial discipline assures one's stability in the long run. Also, think before you spend. Give it a minute and ask yourself if you really need it. That’s the rule I have always followed.”

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