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Biden Misleads on Preexisting Conditions

Democratic presidential nominee Joe Biden claimed President Donald Trump’s effort in court to nullify the Affordable Care Act would “take 100 million people with preexisting conditions and move them in a direction where they can’t get coverage.” But they wouldn’t all lose coverage, as the claim misleadingly suggests, barring highly unlikely circumstances.

The figure is an estimate for the number of Americans, outside of Medicare and Medicaid, with preexisting conditions. Without the ACA, they’d lose the preexisting condition protections in that law, but to be at risk of being denied insurance, they would have to seek coverage on the individual market, where those without employer or public insurance buy plans.

Only 6% of the population gets coverage on the individual market, while 49% have employer-based plans. 

Biden in an Aug. 27 interview on CNN. Four days later, in a speech in Pittsburgh, the former vice president repeated the figure but presented it differently

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