Money Magazine

Start the new year right

As the new financial year dawns it comes with the annual obligation to submit your income tax return by October 31. Some of you are probably in a mad panic trying to scrape together your receipts in a futile attempt to boost your refund (or, worse, reduce your tax payable) with some last-minute claims. For others, July 1 brings around a new sense of hope with a whole year to get your tax planning right in 2019-20.

It always surprises me when people think that tax planning occurs only in June. If you want to save as much as legitimately possible on your

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