Trouble in paradise
YOUR boat has been holed by an errant fellow yachtie on autopilot; you’re anchored off a tropical island and you’re planning a blue water voyage home in a month’s time. What do you do?
Immediate thoughts must turn to ensuring the safety of crew and vessel; but there are other factors that will cause subsequent problems. Who did it and will they admit responsibility? Who will fix it? Whose insurance is paying? Do I have to pay any insurance excess?
WHO DID IT?
If your boat is damaged when you are not on board, or you have been hit at night and they’ve done a runner without you being able to see them, that is a big problem. You’re basically on your own in terms of the repair cost and insurance excess.
However, if you or someone else has seen it happen first hand, the key here is to
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