How to Calculate the Break-Even Age for Taking Social Security
by Ken Moraif, CFP®, CEO and Senior Adviser, Retirement Planners of America
Sep 12, 2019
2 minutes
"When should I take Social Security?"
I may hear that question more than any other. It's often followed by a related question: "If I start taking Social Security at 62, I'll collect earlier but I'll receive a smaller amount. If I wait, I'll collect more but for fewer years. What is my break-even age?"
The timing of your Social Security benefits is
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