Kiplinger

How to Handle Taking a Final RMD After Death

Think you are off the hook for your annual required minimum distributions if you pass away? Think again. Death does not excuse you from taking RMDs from retirement accounts, says Uncle Sam. If you have been taking RMDs every year but haven't taken your annual RMD before you die, that money must still come out of the account.

In your absence, your heirs will need to take that final RMD

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