SAIL

Staying Afloat

Source: The author’s boat Adamaster, a Crossbow 42, at rest in a secluded anchorage

Whether your plan is to go off sailing for a season, cruise for a couple of years or liveaboard indefinitely, working out how to get your finances in order can be daunting. Few people are wealthy enough to do these things without an income. In fact, there is a broad range of strategies for how individuals, couples and families are making it work to ful-fill their boating dreams: from the gamble of selling off everything to the ideal of sustaining a business while sailing the world.

None of these leaps out as a particularly easy option, as controlling your financial stability while out on the sea requires time, effort and considerable common sense to be feasible. Get it wrong and your time spent in an island paradise could come screeching to a halt. However, if you handle your funds well, you could end up sailing on forever. In fact, it may surprise many to know that it’s

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